Source: https://tendernation.io/opportunities/01a14062-c313-7220-aa4a-3c76357599b7/finland-reinsurance-services-reinsurance-services Open for bids FI open procedure Suitable for SMEs # Reinsurance services – Reinsurance services [Finnish Mutual Patient Insurance Company](https://tendernation.io/buyers/finnish-mutual-patient-insurance-company) Estimated value Not stated Published 6 Oct 2026 Deadline 16 days left 4 Nov 2026 ## Who can bid - Buyer says suitable for SMEs The buyer ticked “suitable for SMEs” on the notice. Anyone can still bid. - Open procedure Anyone can submit a full tender; there is no shortlisting stage. [More contracts for small businesses and VCSEs](https://tendernation.io/opportunities/for-small-businesses) ## About this tender The purpose of this call for tenders is to request tenders for excess of loss reinsurance contract for the year 2027 (1 January through 31 December, both days included), on Losses Occurring During basis. The purpose of the contract is to indemnify the contracting authority for all losses sustained under its Patient Insurance portfolio, written in Finland in accordance with the Finnish Patient Insurance Act (Potilasvakuutuslaki, 948/2019). The Finnish Patient Insurance Centre publishes statistical data on patient injuries subject to the Patient Insurance Act, available at: [pvk.fi](https://www.pvk.fi). According to information available to FMPIC’s, patient injuries have never been covered by reinsurance contracts in Finland. Tenderers may submit their tenders only as a consortium, comprising of at least three (3) members that are reinsurance carriers underwriting a share of the reinsurance. Each member of the consortium must underwrite at least five (5) per cent and no more than 50 per cent of the reinsurance, so that the reinsurance amounts to 100 per cent in total. This is necessary in order to minimize and manage the counterparty risks (Solvency II) related to the reinsurance in a cost-effective manner, considering the nature of the procurement as well as FMPIC’s operations and insurance portfolio. The contract shall have three (3) renewal periods if every member of the consortium agrees to it. The procurement has not been divided into lots, as the subject matter forms a natural and coherent whole. Dividing the procurement into separate lots would complicate the implementation and administration of the procurement. Read full description ## CPV classification Reinsurance services Source Tenders Electronic Daily (EU) · Notice 687315-2026 [View official notice](https://ted.europa.eu/en/notice/687315-2026) Never miss a tender like this again Get AI summaries, deadline alerts and a bid pipeline for tenders matched to your business. Free to start. [Track tenders free](https://tendernation.io/register) [Buyer profile Finnish Mutual Patient Insurance Company: past awards and live tenders](https://tendernation.io/buyers/finnish-mutual-patient-insurance-company) [Sector More Financial & insurance services tenders](https://tendernation.io/sectors/financial-insurance-services) ## More tenders like this [Insurance services – HO-26-05 Insurances · Trysil kommune · 18 days left · 6 Nov 2026](https://tendernation.io/opportunities/01a14063-6757-7002-8ddf-34ded7a291cf/norway-insurance-services-ho-26-05-insurances) [Insurance Procurement · Local Space · 25 days left · 13 Nov 2026](https://tendernation.io/opportunities/01a14427-99f2-714c-89ff-b2d3a77e9b3d/insurance-procurement) [Insurance services – Prestations de service d'assurance · Commune de Confolens · 2 days left · 21 Oct 2026](https://tendernation.io/opportunities/01a1406e-8fa6-7302-beaa-48a389481490/france-insurance-services-prestations-de-service-dassurance) [Insurance brokerage services – insurance brokerage · Indre Fosen kommune · 14 days left · 2 Nov 2026](https://tendernation.io/opportunities/01a14063-938b-7320-a578-5789753bd12e/norway-insurance-brokerage-services-insurance-brokerage) [Medical equipments – Tehdaspuhtaat suojakäsineet · Tuomi Logistiikka Oy · 21 days left · 9 Nov 2026](https://tendernation.io/opportunities/01a14062-ab5e-733d-a00b-3662b1001e0d/finland-medical-equipments-tehdaspuhtaat-suojakasineet) [Insurance services – DSB SOV, PDBI Insurance, Primary Layer · DSB Sov · 29 days left · 17 Nov 2026](https://tendernation.io/opportunities/01a15183-7eb3-730f-a139-44aeea1c4040/denmark-insurance-services-dsb-sov-pdbi-insurance-primary-layer)