Source: https://tendernation.io/opportunities/01a13c58-d8e1-7040-a1ec-f68a887163db/ten-2021-001-sidecar-savings-trial-qualitative-research closed GB open procedure Suitable for SMEs # TEN-2021-001 Sidecar Savings Trial Qualitative Research [National Employment Savings Trust (NEST)](https://tendernation.io/buyers/national-employment-savings-trust-nest) Estimated value Not stated Published 15 Apr 2020 Deadline Closed 7 May 2020 ## Who can bid - Buyer says suitable for SMEs The buyer ticked “suitable for SMEs” on the notice. Anyone can still bid. - Open procedure Anyone can submit a full tender; there is no shortlisting stage. [More contracts for small businesses and VCSEs](https://tendernation.io/opportunities/for-small-businesses) ## About this tender To access this tender opportunity please visit Nest's E-Sourcing portal at the following link: [nesttenders.bravosolution.co.uk/web/login.shtml](https://nesttenders.bravosolution.co.uk/web/login.shtml) Nest Insight is a collaborative research and innovation think tank. We're working to understand the challenges people face in saving for their later lives, and to develop and test solutions to those challenges. Although we sit within Nest and draw learnings from the rich set of data Nest is building, we also work across the industry with other providers, from pensions, banking, fintech and beyond. We share all our work widely to influence industry and policy makers in the UK and internationally. We depend on sponsorships, grants and in-kind support from organisations that share our values. We work on three main areas to help low to moderate earners achieve the outcomes they hope for at retirement: - Smarter saving behaviours: Positively influencing the behaviour of current retirement savers - focusing on those behaviours that will make the greatest difference to their retirement outcomes. - Supporting at risk groups to save: Extending participation in retirement saving to at risk and excluded groups, including those outside of 'traditional' employment such as self-employed people, gig workers and carers and those who may face additional challenges, such as people living with mental health conditions. - Saving in context: Looking at retirement saving in the context of the whole household balance sheet to understand how different financial behaviours interact with retirement saving, and how best to help people manage the trade-offs and tensions between different priorities. We do this through an ambitious programme of research, trials, events and publications, delivered in partnership with academics, think tanks, government and the industry. 1.2.The UK Sidecar Savings Trial Nest Insight is currently conducting a research trial of a hybrid sidecar savings tool in the UK. Over a multi-year research project we are exploring whether creating a link between liquid and illiquid savings enhances the financial wellbeing of savers. The research team is led by Professor David Laibson of Harvard University and includes other academics as well as researchers from Nest Insight and the Money and Pensions Service. The work is jointly funded by BlackRock, the JP Morgan Chase Foundation and the Money and Pensions Service. The appointed savings technology partner is Salary Finance. The trial is exploring whether a hybrid savings tool can address two consumer finance issues: - According to research by MAPS, only 44 per cent of the UK's working population have £500 or more in liquid savings on hand for emergencies, and 26 per cent have nothing. This means that many may have no choice but to turn to high cost sources of credit/borrowing if a they're faced with a high or unexpected cost. Read full description ## CPV classification Research and development services and related consultancy services Source Contracts Finder (UK) [View official notice](https://www.contractsfinder.service.gov.uk/notice/86a73774-80e2-4e3a-81d4-da833b179251) Never miss a tender like this again Get AI summaries, deadline alerts and a bid pipeline for tenders matched to your business. Free to start. 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